Financial Resources

Financial Assistance

U.S. Small Business Administration: https://www.sba.gov/page/coronavirus-covid-19-small-business-guidance-loan-resources

The SBA provides low-interest disaster loans to help businesses and homeowners recover from declared disasters.

USBG National Foundation Charity 

Bartender Emergency Assistance Program and if you believe that you are eligible, please fill out the application making sure to include the required supporting documents

Children of Restaurant Employees

CORE: CHILDREN OF RESTAURANT EMPLOYEES is dedicated to serving food and beverage service employees with children. As the world faces the biggest pandemic in our lifetime, we want to continue to honor our mission by providing support to food and beverage service employees, with children, who have been medically diagnosed with COVID-19

Request for Public Assistance:

President Trump declared the FEMA-34443-EM-NV emergency declaration for Nevada on March 13, 2020, as a result of COVID-19 pandemic response that started January 20, 2020 and is continuing. FEMA has designated all counties in Nevada as eligible for funding under Public Assistance (PA) Program, Category B – Emergency Protective Measures. If an eligible organization has or may have at least $3,300 in eligible uninsured Category B – Emergency Protective Measure costs, the organization should submit a FEMA Request for Public Assistance (RPA) electronically through the FEMA PA Grants Portal as soon as possible.

  • Apply here: https://grantee.fema.gov
  • Nevada’s Aging and Disability Services Division (ADSD) offers website through Nevada 2-1-1 at https://www.nevada211.org/seniors-covid19-resources/ to help elders and caregivers with:
    • Essentials for Daily Living – access to food and prescription medications.
    • Telehealth Services – geriatric assessments, psychiatry, primary care and other clinical services as available.
    • Social Support Services – Offering connection to education, wellness and social engagement through remote technologies including one to one, group peer support and volunteer opportunities.
  • File unemployment claims 8 a.m. to 8 p.m. Monday through Friday online ONLY at http://ui.nv.gov/css.html.
  • Work-search requirement & 7-day wait period for approved unemployment benefits waived, allowing claims submitted to be processed as quickly as possible.
  • Nevada Health Link offers special enrollment period for qualified persons who missed the Open Enrollment Period for healthcare insuranceThe new qualifying period runs March 17, 2020 to April 15, 2020.
  • English enrollment: https://www.nevadahealthlink.com/sep.
  • Spanish enrollment: https://www.nevadahealthlink.com/sepes/.
Other Information:
SCATS of the State of Nevada’ Division of Industrial Relations
The Safety Consultation and Training Section (SCATS) of the State of Nevada’s Division of Industrial Relations has created a new informational video containing key resources, current regulations and important workplace safety details to ultimately protect the safety and health of Nevada’s essential workforce during the current pandemic.
Department of Business and Industry Offices
In an effort to protect the public and our employees, Department of Business and Industry offices are closed to walk-in traffic. Essential services will continue to be provided online, via email and by telephone. Please contact B&I division offices directly for additional instruction about how to best work with them during this time.

 

Renter Resources:

Nevada Legal Service – Tenants’ Rights Center – Available by phone only, serving low-income residents in Clark County. Phone: (702) 383-6095

Legal Aid Center of Southern Nevada Available by phone or email.  Phone (702) 386-1070 / Email: [email protected] 

 

Mortgage Assistance

The following institutions are offering Mortgage assistance:

  • Ally Bank: Existing customers can defer payment for 120 days without late fees, (866) 401-4742
  • Bank of America: Offering 30 day forbearance, fee waivers, payment deferrals, (866) 466-0979
  • Churchill County Federal Credit Union: Offering 90 day forbearance, fee waivers, flexible payment, (775) 423-7444
  • Citi Bank: Offering 90 day forbearance, fee waivers, payment deferrals, (866) 272-4749
  • Clark County Credit Union: Offering 90 day forbearance, fee waivers, flexible payment, (702) 228-2228
  • El Dorado Savings Bank: Offering temporary loan forbearance, loan modifications, payment restructuring, (800) 222-8999
  • Elko Federal Credit Union: Offering 90 day forbearance, fee waivers, flexible payment, (775) 738-4083
  • Financial Horizons Credit Union: Offering 90 day forbearance, fee waivers, flexible payment, (800) 778-1623
  • Great Basin Federal Credit Union: Members can skip a mortgage payment due in March, April, May or June 2020. Late fees waived for March and April, (775) 789-3115
  • JP Morgan Chase: Offering 90 day forbearance, fee waivers, payment deferrals, (800) 848-9380
  • Loan Depot: Offering short term loan assistance, (888) 983-3240
  • Nevada State Bank: Offering 90 day forbearance, fee waivers, payment deferrals, (866) 909-9657
  • One Nevada Credit Union: Offering 90 day forbearance, fee waivers, flexible payment, (702) 382-4094
  • Plus Credit Union: Offering 90 day forbearance, fee waivers, flexible payment, (702) 871-4746
  • Quicken Loans (Rocket Mortgage): Offering 90 day forbearance, (800) 863-4332
  • Reno City Employees Federal Credit Union: Offering 90 day forbearance, fee waivers, flexible payment, (775) 334-2038
  • Sierra Pacific Credit Union: Members affected financially by COVID-19 can skip a mortgage payment, (775) 857-2424
  • Silver State Schools Credit Union: Offering 90 day forbearance, fee waivers, flexible payment, (800) 357-9654
  • US Bank: Offering 90 day forbearance, fee waivers, payment deferrals, (888) 287-7817
  • Wells Fargo: Offering 90 day forbearance, fee waivers, payment deferrals, (800) 219-9739
  • WestStar Credit Union: Offering loan deferrals, skipped payments, fee reductions and waivers, (800) 729-9328

 

Department of Housing and Urban Development (HUD) – help you work with develop plan of action for your situation and help you work with a mortgage company. Call HUD and enter your Zip Code: 1-800-569-4287 or find an approved HUD counselor: https://www.ConsumerFinance.gov/find-a- housing-counselor

  • Neighborhood Assistance Corporation of America (NACA) – a non-profit, community advocacy and homeownership organization. NACA can help you establish payment agreements with a mortgage company and provide you with financial assistance to help avoid Visit: https://www.naca.com or call: 1-801-401-6222

 

Help of Southern Nevada:

In addition to rental programs, this agency offers a wide variety of programs, such as security deposit assistance, food, electric bill, counseling, and much more. They also have several locations across Clark County.

 

The Salvation Army:

Shelter, low income housing, and homeless prevention/rent assistance is offered. They also administer a variety of other social services, and are a great place to call for referrals too. May offer a variety of rent programs, shelter or other forms of social services.

  • Address: 1581 N. Main St Las Vegas, Nevada 89101
  • Phone Number: 702-649-8240
  • Or try the second office which is the Salvation Army branch in Henderson, phone 702-565-9578.
  • Website: https://www.salvationarmysouthernnevada.org/

 

Lutheran Social Services:

Services include information on low income as well as transitional housing. Families facing a crisis may qualify for a loan from LSS of Nevada.

  • Address: 51 N. Pecos Rd., Stes. 109-113, Las Vegas, Nevada 89101
  • Phone Number: call either 702-639-1730 or 702-639-1736.
  • Website: https://www.lssnv.org/

 

Clark County Catholic Charities:

Regardless of religion, they may be able to offer assistance. If you have an eviction notice then you may qualify for emergency rental assistance. Possibly money for deposit, first month’s rent, or moving costs is also available at the charity.

  • Address: 1501 Las Vegas Blvd. N, Las Vegas, Nevada 89101
  • Phone number: 702-385-266 or 702-387-2291 for information on other social services.
  • Website: https://www.catholiccharities.com/

 

Las Vegas Urban League:

If you are faced with an eviction, or are struggling to pay your rent, meet with a housing specialist to learn about available options. They offer tenant/landlord mediation, may have some limited funding to pay rent or housing costs, free legal advice, and can help people apply for government as well as public aid. The Clark County agency also has information on low income housing, utility or security deposits, and affordable apartments in Clark County.

  • Address: 930 W. Owens, Las Vegas, NV 89106
  • Phone Number: 702-636-3949
  • Website: http://lvccul.org/

 

Legal Aid Center of Southern Nevada:

Assists with housing issues, including eviction prevention, foreclosures, security deposit disputes and more. They are a pro-bono, or free legal firm in Clark County.

A comment on their most recent update says: “We have pivoted from providing in-person services to providing assistance by telephone, email, Facebook, and the web.”

 

Salvation Army in Mesquite – North Rural Clark County:

Mesquite & Bunkerville – This charity type organization provides emergency financial assistance such as rent, housing & utilities to low-income clients and families residing in North Rural Clark County area of Bunkerville as well as Mesquite and surrounding areas.

 

United Way of Southern Nevada

United Way of Southern Nevada (UWSN) unites our community to improve people’s lives from cradle to career. UWSN created the Emergency Assistance and Community Needs Fund to assist those impacted by Coronavirus-19 (COVID-19). By bringing together nonprofits, corporate partners, schools, governmental agencies and our community, we will move Southern Nevada forward.

 

Corridor of Hope Alliance:

Seniors aged 62 or older, or families with children under the age of 18, can get rental assistance. They also try to find affordable, supportive housing for the elderly or disabled.

  • Address: 1581 Main St., Las Vegas, Nevada, 89101
  • Phone Number: 702- 229-4273

 

Nevada’s Aging and Disability Services Division (ADSD) offers website through Nevada 2-1-1 at https://www.nevada211.org/seniors-covid19-resources/ to help elders and caregivers with:

  • Essentials for Daily Living – access to food and prescription medications.
  • Telehealth Services – geriatric assessments, psychiatry, primary care and other clinical services as available.
  • Social Support Services – Offering connection to education, wellness and social engagement through remote technologies including one to one, group peer support and volunteer opportunities.
  • File unemployment claims8 a.m. to 8 p.m. Monday through Friday online ONLY at http://ui.nv.gov/css.html.
  • Work-search requirement & 7-day wait period for approved unemployment benefits waived, allowing claims submitted to be processed as quickly as possible.
  • Nevada Health Link offers special enrollment period for qualified persons who missed the Open Enrollment Period for healthcare insuranceThe new qualifying period runs March 17, 2020 to April 15, 2020.
  • English enrollment: https://www.nevadahealthlink.com/sep.
  • Spanish enrollment:https://www.nevadahealthlink.com/sepes/.

 

Health Insurance:

Nevada Health Link:

In response to the Emergency Declaration, Nevada Health Link is giving a limited-time Exceptional Circumstance Special Enrollment Period for qualified Nevadans who missed the Open Enrollment Period. This Special Enrollment Period will run from March 17,2020 through April 15, 2020

Spanish: https://www.nevadahealthlink.com/sepes/

  • Phone Number for customer assistance: 1-800-547-2927 (Call Center is open Monday through Friday from 9:00 am to 5:00 pm.

 

UTILITIES

NV Energy has suspended disconnects for non-payment during the coronavirus crisis for customers directly impacted by the crisis. The utility is also waiving late fees and deposits for customers who experience financial hardship related to the coronavirus. This does not mean you can stop paying your electricity bill. NV Energy has extended its energy assistance program, Project REACH, to those impacted by the coronavirus.

https://www.nvenergy.com/account-services/assistance-programs/project-reach.

Customers can call (702) 402- to make alternative payment arrangements.

Website: https://www.NVEnergy.com/

 

Southwest Gas is suspending natural gas disconnections for non-payment and offering flexible payment options to customers experiencing financial hardship. This does not mean you can stop paying your gas bill. Customers can manage their accounts and payment options through MyAccount at www.swgas.com or the Southwest Gas mobile app.

Customers can call Customer Assistance for more information at (877) 860-6020.

 

The Las Vegas Valley Water District (LVVWD) has temporarily suspended customer shutoffs for delinquent and/or non-payment. This does not mean you can stop paying your water bill. Customers facing financial hardships should call customer care to establish payment arrangements at (702) 870-4194 or visit: https://www.lvvwd.com

 

Cox Communications has pledged to not terminate service to any residential customer because of an inability to pay their bills due to disruptions caused by the coronavirus pandemic. The company is waiving late fees and upgrading internet speeds to at least 50Mbps for all accounts. This does not mean you can stop paying your internet bill. Cox is also offering the first month free for its Connect2Compete package for students who need internet connection for schoolwork.

Please call  1-800-234-3993 for more information.

 

CenturyLink has pledged to waive late fees and not to terminate a residential or small business customer’s service for the next 60 days due to financial circumstances associated with coronavirus. This does not mean you can stop paying your internet bill. The company also paused it data cap on internet usage. Please call  1-866-642-0444 for more information.

 

The City of Henderson has temporarily suspended water service shutoffs for customers that are impacted by the COVID-19 pandemic. This does not mean you can stop paying your water bill. Customers should contact the Department of Utility Services’ Customer Care Center to make a payment arrangement at (702) 267-5900.

Website: https://www.CityOfHenderson.com/utility-services/customer-care-center/water-and- sewer-services

 

North Las Vegas is offering flexibility for late payments to the water utility. This does not mean you can stop paying your water bill. Customers should access their accounts online to arrange payment options or contact the Utilities Department at (702) 633-1484. Or visit https://payutil.CityofNorthLasVegas.com

 

Employers who may be hiring in the Southern Nevada area:

PLI Cards; 1220 Trade Drive, North Las Vegas, NV  89030; https://www.plicards.com/careers

Barclay Cards; hiring for apprenticeship position online only; https://search.jobs.barclays/ and search Henderson, NV

  1. S. Census; https://www.jobhat.com/

Need help with applications?  Call Suzanne Reed, 702.573.2547 or Migna Woodard, 702.216.1135

Costco; https://www.costco.com/jobs.html

Whole Foods; https://careers.wholefoodsmarket.com/global/en

Sam’s Club; https://careers.walmart.com/?xid=ftr:careers

Pepsi; https://www.pepsicojobs.com/main

Target; https://corporate.target.com/careers/

Albertsons; https://www.albertsonscompanies.com/careers/albertsons-careers.html

Lowe’s; https://jobs.lowes.com/?_gl=1*51vdlq*_gcl_dc*R0NMLjE1ODQ1NTY5OTEuQ0xPejVlUFdwT2dDRlYtWHhRSWRkNTRFWGc.

Dollar Tree; https://jobs.lowes.com/?_gl=1*51vdlq*_gcl_dc*R0NMLjE1ODQ1NTY5OTEuQ0xPejVlUFdwT2dDRlYtWHhRSWRkNTRFWGc.

Vons; https://www.albertsonscompanies.com/careers/vons-careers.html

Clark County School District; https://docs.google.com/forms/d/e/1FAIpQLSer4kbDh2Tb3JJosYyhZBDXi1nZvJJc7ucG6pTHWTDT1V9vLQ/viewform

Cornerstone Staffing; [email protected] (Forklift Drivers, send resumes to this email)

Wal-Mart Neighborhood Markets; www.walmart.com/careers (all locations hiring, apply on-line first, then go to local store)